by Dan Codd | Mar 23, 2018 | Blog
It is well known that many people will rely on their pension to provide an income once retirement is taken. This means that getting investment choices right from the start plays a vital role in the possible return on investment. However, DC savers who have been...
by Dan Codd | Mar 23, 2018 | Blog
Prior to the 2015/2016 tax year (when ‘pension freedoms’ changes became active), it had been routine for members to wait until reaching a fixed retirement date before accepting one of two options; a tax-free lump sum and the remainder used to purchase an annuity, or...
by Dan Codd | Mar 23, 2018 | Blog
The Pension Schemes 2017 Act introduces a formal definition of a ‘master trust’. Master trusts were greeted with mixed emotion into the pensions club five years ago but are now the backbone of defined contribution (DC) scheme provision. As of today, a master trust is...
by Dan Codd | Mar 23, 2018 | Blog
The Government’s introduction of workplace pensions to the market was intended not only to solve the issue of fewer companies offering lifelong pension schemes, but to tackle the troubling lack of saving habits among younger savers and those who move jobs regularly....
by Dan Codd | Mar 23, 2018 | Blog
Since George Osborne’s announcement of changes to the Budget, Financial Guidance has become a buzzword circulating throughout the Pensions industry. Osborne’s claim that everyone approaching retirement would soon be entitled to free face-to-face advice was soon...
